/* ==========================================================================
   Heroes Home Network — design system
   ========================================================================== */
:root {
  --navy: #0e2036;
  --navy-2: #16304e;
  --navy-3: #1f3f66;
  --ink: #0f1722;
  --red: #c8102e;
  --red-dark: #9f0c24;
  --gold: #c9a227;
  --gold-soft: #e6cf8b;
  --cream: #faf8f4;
  --paper: #ffffff;
  --gray: #5b6472;
  --gray-light: #8b93a1;
  --border: #e8e5de;
  --max: 1180px;
  --r-sm: 10px;
  --r-md: 18px;
  --r-lg: 28px;
  --shadow-sm: 0 1px 2px rgba(15, 23, 34, .05), 0 4px 12px rgba(15, 23, 34, .04);
  --shadow-md: 0 2px 6px rgba(15, 23, 34, .06), 0 16px 40px rgba(15, 23, 34, .09);
  --shadow-lg: 0 4px 12px rgba(15, 23, 34, .08), 0 32px 80px rgba(15, 23, 34, .16);
  --ease: cubic-bezier(.22, 1, .36, 1);
}
* { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
  font-family: "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
  color: var(--ink);
  background: var(--paper);
  line-height: 1.65;
  font-size: 16.5px;
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
}
img { max-width: 100%; height: auto; display: inline-block; }
a { color: var(--red); }
::selection { background: var(--navy); color: #fff; }
.container { max-width: var(--max); margin: 0 auto; padding: 0 24px; }

h1, h2, h3, h4 {
  font-family: "Fraunces", Georgia, "Times New Roman", serif;
  font-weight: 600;
  line-height: 1.12;
  letter-spacing: -.015em;
  color: inherit;
}
h1 { font-size: clamp(2.5rem, 6vw, 4.4rem); }
h2 { font-size: clamp(1.75rem, 3.6vw, 2.7rem); }
h3 { font-size: 1.22rem; line-height: 1.3; }

.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  color: var(--red);
  font-size: .72rem;
  font-weight: 700;
  letter-spacing: .22em;
  text-transform: uppercase;
  margin-bottom: 1.1rem;
}
.eyebrow::before {
  content: "";
  width: 26px; height: 2px;
  background: currentColor;
  border-radius: 2px;
}

/* --------------------------------------------------------------------------
   Reveal-on-scroll (elements are tagged by js/main.js)
   -------------------------------------------------------------------------- */
.reveal {
  opacity: 0;
  transform: translateY(28px);
  transition: opacity .9s var(--ease), transform .9s var(--ease);
  transition-delay: var(--reveal-delay, 0s);
  will-change: opacity, transform;
}
.reveal.in { opacity: 1; transform: none; }
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  .reveal { opacity: 1 !important; transform: none !important; transition: none !important; }
  *, *::before, *::after { animation-duration: .01ms !important; transition-duration: .01ms !important; }
}

/* --------------------------------------------------------------------------
   Top bar + header
   -------------------------------------------------------------------------- */
.topbar {
  background: var(--ink);
  color: #aeb9c9;
  font-size: .72rem;
  letter-spacing: .14em;
  text-transform: uppercase;
  text-align: center;
  padding: 8px 14px;
}
.topbar a { color: #fff; text-decoration: none; font-weight: 700; }
.topbar a:hover { color: var(--gold-soft); }

header.site {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(255, 255, 255, .82);
  -webkit-backdrop-filter: saturate(1.6) blur(18px);
  backdrop-filter: saturate(1.6) blur(18px);
  border-bottom: 1px solid rgba(15, 23, 34, .06);
  transition: box-shadow .35s var(--ease), background .35s var(--ease);
}
header.site.scrolled { box-shadow: 0 8px 32px rgba(15, 23, 34, .08); background: rgba(255, 255, 255, .92); }
.nav-wrap {
  max-width: var(--max);
  margin: 0 auto;
  padding: 14px 24px;
  display: flex;
  align-items: center;
  gap: 28px;
}
.logo { display: flex; align-items: center; gap: 12px; text-decoration: none; color: var(--navy); line-height: 1.05; }
.logo img { width: auto; height: 60px; transition: transform .5s var(--ease); }
.logo:hover img { transform: scale(1.04); }
.logo strong {
  display: block;
  font-family: "Fraunces", Georgia, serif;
  font-size: 1.22rem;
  font-weight: 700;
  letter-spacing: -.01em;
}
.logo strong .star { color: var(--red); }
.logo span {
  display: block;
  font-size: .58rem;
  letter-spacing: .3em;
  text-transform: uppercase;
  color: var(--gray-light);
  margin-top: 2px;
}
nav.main { margin-left: auto; }
nav.main ul { list-style: none; display: flex; gap: 6px; align-items: center; }
nav.main a {
  text-decoration: none;
  white-space: nowrap;
  color: var(--ink);
  font-size: .9rem;
  font-weight: 600;
  padding: 9px 14px;
  border-radius: 999px;
  transition: background .25s var(--ease), color .25s var(--ease);
}
nav.main a:hover { background: rgba(14, 32, 54, .06); color: var(--navy); }

.btn {
  position: relative;
  white-space: nowrap;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 15px 30px;
  border-radius: 999px;
  font-weight: 700;
  font-size: .92rem;
  letter-spacing: .01em;
  text-decoration: none;
  border: 0;
  cursor: pointer;
  transition: transform .35s var(--ease), box-shadow .35s var(--ease), background .25s var(--ease);
}
.btn:hover { transform: translateY(-2px); }
.btn:active { transform: translateY(0) scale(.98); }
.btn-red { background: var(--red); color: #fff !important; box-shadow: 0 10px 26px rgba(200, 16, 46, .32); }
.btn-red:hover { background: var(--red-dark); box-shadow: 0 16px 36px rgba(200, 16, 46, .4); }
.btn-white { background: #fff; color: var(--navy) !important; box-shadow: 0 10px 26px rgba(10, 18, 30, .18); }
.btn-white:hover { box-shadow: 0 16px 36px rgba(10, 18, 30, .26); }
.btn-outline { border: 1.5px solid rgba(14, 32, 54, .25); color: var(--navy) !important; background: transparent; }
.btn-outline:hover { background: var(--navy); border-color: var(--navy); color: #fff !important; }
.nav-cta { padding: 11px 22px; font-size: .82rem; }
.nav-toggle { display: none; margin-left: auto; background: none; border: 0; font-size: 1.7rem; color: var(--navy); cursor: pointer; }

/* --------------------------------------------------------------------------
   Hero
   -------------------------------------------------------------------------- */
.hero {
  position: relative;
  color: #fff;
  padding: 130px 0 150px;
  overflow: hidden;
  background:
    radial-gradient(1100px 640px at 82% -10%, rgba(56, 103, 158, .55), transparent 62%),
    radial-gradient(900px 620px at -12% 110%, rgba(200, 16, 46, .22), transparent 58%),
    linear-gradient(158deg, #0a1626 0%, var(--navy) 44%, #142b47 100%);
}
.hero::before {
  content: "";
  position: absolute; inset: 0;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='120' height='120' viewBox='0 0 120 120'%3E%3Cpath d='M60 8l3.6 7.3 8 1.2-5.8 5.7 1.4 8-7.2-3.8-7.2 3.8 1.4-8-5.8-5.7 8-1.2z' fill='%23ffffff' fill-opacity='0.03'/%3E%3C/svg%3E");
  opacity: .9;
}
.hero::after {
  content: "";
  position: absolute;
  left: 0; right: 0; bottom: -2px;
  height: 90px;
  background: var(--paper);
  clip-path: ellipse(75% 100% at 50% 100%);
}
.hero .container { position: relative; z-index: 2; }
.hero-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 48px; align-items: center; }
/* photo-less hero variant (hero-art temporarily removed) */
.hero-solo { max-width: 820px; margin: 0 auto; text-align: center; }
.hero-solo .eyebrow { justify-content: center; }
.hero-solo .eyebrow::after { content: ""; width: 26px; height: 2px; background: currentColor; border-radius: 2px; }
.hero-solo p.lead { margin-left: auto; margin-right: auto; }
.hero-solo .hero-cta { justify-content: center; }
.hero-solo .sub { justify-content: center; }
.hero .eyebrow { color: var(--gold-soft); }
.hero h1 .accent {
  background: linear-gradient(100deg, var(--gold-soft), #fff 60%);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
}
.hero p.lead { max-width: 600px; font-size: 1.16rem; color: #c3cfdf; margin: 1.6rem auto 2.4rem; font-weight: 400; text-align: center; }
.hero-cta { display: flex; gap: 16px; flex-wrap: wrap; align-items: center; }
.hero .sub { display: flex; align-items: center; gap: 10px; font-size: .92rem; color: #8fa2ba; margin-top: 2.6rem; }
.hero .sub .stars { color: var(--gold); letter-spacing: 2px; }
.hero-up { animation: heroUp 1.1s var(--ease) both; }
.hero-up.d1 { animation-delay: .1s; } .hero-up.d2 { animation-delay: .22s; }
.hero-up.d3 { animation-delay: .34s; } .hero-up.d4 { animation-delay: .46s; }
@keyframes heroUp { from { opacity: 0; transform: translateY(34px); } to { opacity: 1; transform: none; } }

.hero-art { position: relative; animation: heroArt 1.4s var(--ease) .3s both; }
@keyframes heroArt { from { opacity: 0; transform: translateY(40px) scale(.96); } to { opacity: 1; transform: none; } }
.hero-art { animation: floatY 9s ease-in-out infinite; }
@media (min-width: 1021px) {
  /* let the photo run larger than its column on desktop */
  .hero-art { animation-name: floatYLg; transform: scale(1.12); transform-origin: left center; }
}
@keyframes floatYLg {
  0%, 100% { transform: scale(1.12) translateY(0); }
  50% { transform: scale(1.12) translateY(-14px); }
}
.hero-photo {
  width: 100%;
  height: auto;
  display: block;
  border-radius: var(--r-lg);
  filter: saturate(.92) brightness(.96) contrast(1.02);
}
.hero-art::after {
  /* navy fade-in from the left + soft vignette so the photo melts into the hero */
  content: "";
  position: absolute;
  inset: 0;
  border-radius: var(--r-lg);
  background: linear-gradient(to right, #10233c 2%, rgba(16, 35, 60, .55) 30%, rgba(16, 35, 60, 0) 62%);
  box-shadow: inset 0 0 64px 28px rgba(14, 32, 54, .85);
  pointer-events: none;
}
.hero-badge { z-index: 2; }
@keyframes floatY { 0%, 100% { transform: translateY(0); } 50% { transform: translateY(-14px); } }
.hero-badge {
  position: absolute;
  background: rgba(10, 22, 38, .55);
  border: 1px solid rgba(255, 255, 255, .18);
  -webkit-backdrop-filter: blur(12px);
  backdrop-filter: blur(12px);
  border-radius: 14px;
  padding: 12px 18px;
  font-size: .8rem;
  font-weight: 600;
  color: #e8eef6;
  box-shadow: 0 18px 40px rgba(0, 0, 0, .25);
  animation: floatY 6s ease-in-out infinite;
}
.hero-badge strong { display: block; font-size: 1.05rem; color: var(--gold-soft); }
.hero-badge.b1 { top: 6%; left: -4%; animation-delay: .8s; }
.hero-badge.b2 { bottom: 10%; right: -2%; animation-delay: 1.6s; }

/* Page hero (interior) */
.page-hero {
  position: relative;
  color: #fff;
  padding: 88px 0 96px;
  overflow: hidden;
  background:
    radial-gradient(900px 500px at 85% -20%, rgba(56, 103, 158, .5), transparent 60%),
    radial-gradient(700px 480px at -10% 120%, rgba(200, 16, 46, .18), transparent 55%),
    linear-gradient(158deg, #0a1626, var(--navy) 55%, #142b47);
}
.page-hero::after {
  content: "";
  position: absolute; left: 0; right: 0; bottom: -2px; height: 60px;
  background: var(--paper);
  clip-path: ellipse(78% 100% at 50% 100%);
}
.page-hero.to-cream::after { background: var(--cream); }
.page-hero .container { position: relative; z-index: 2; }
.page-hero h1 { font-size: clamp(2.2rem, 4.6vw, 3.4rem); }
.page-hero p { max-width: 700px; color: #c3cfdf; margin-top: 1.1rem; font-size: 1.08rem; }
.page-hero .eyebrow { color: var(--gold-soft); }

/* --------------------------------------------------------------------------
   Sections & cards
   -------------------------------------------------------------------------- */
section.band { padding: 96px 0; }
section.band.alt { background: var(--cream); }
.center { text-align: center; }
.section-head { max-width: 740px; margin: 0 auto 3.4rem; text-align: center; }
.section-head .eyebrow { justify-content: center; }
.section-head .eyebrow::after { content: ""; width: 26px; height: 2px; background: currentColor; border-radius: 2px; }
.section-head p { color: var(--gray); margin-top: 1rem; font-size: 1.05rem; }

.grid { display: grid; gap: 28px; }
.grid.cols-2 { grid-template-columns: repeat(2, 1fr); }
.grid.cols-3 { grid-template-columns: repeat(3, 1fr); }
.grid.cols-4 { grid-template-columns: repeat(4, 1fr); }

.card {
  position: relative;
  background: var(--paper);
  border: 1px solid var(--border);
  border-radius: var(--r-md);
  padding: 34px 30px;
  box-shadow: var(--shadow-sm);
  transition: transform .45s var(--ease), box-shadow .45s var(--ease), border-color .45s var(--ease);
  overflow: hidden;
}
.card::before {
  content: "";
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--red), var(--gold));
  transform: scaleX(0);
  transform-origin: left;
  transition: transform .5s var(--ease);
}
.card:hover { transform: translateY(-6px); box-shadow: var(--shadow-md); border-color: transparent; }
.card:hover::before { transform: scaleX(1); }
.card h3 { margin-bottom: .7rem; }
.card p { color: var(--gray); font-size: .96rem; }
.card ul { margin: 1rem 0 0 1.15rem; font-size: .94rem; color: var(--gray); }
.card li { margin-bottom: .45rem; }
.card .icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 54px; height: 54px;
  border-radius: 16px;
  background: linear-gradient(145deg, var(--navy), var(--navy-3));
  color: var(--gold-soft);
  margin-bottom: 1.3rem;
  box-shadow: 0 10px 24px rgba(14, 32, 54, .22);
  transition: transform .45s var(--ease);
}
.card:hover .icon { transform: scale(1.08) rotate(-3deg); }
.card .icon svg { width: 26px; height: 26px; }
.card a.card-link {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-weight: 700;
  font-size: .9rem;
  text-decoration: none;
  margin-top: 1.3rem;
}
.card a.card-link .arr { transition: transform .3s var(--ease); }
.card a.card-link:hover .arr { transform: translateX(5px); }

/* State cards get scenic gradient art headers (injected by main.js) */
.card.state-card { padding: 0; }
.card.state-card .card-body h3 {
  position: absolute;
  width: 1px; height: 1px;
  overflow: hidden;
  clip: rect(0 0 0 0);
  white-space: nowrap;
}
.card.state-card .card-body { padding: 28px 30px 32px; }
.card-art {
  height: 130px;
  display: flex;
  align-items: flex-end;
  padding: 16px 22px;
  color: rgba(255, 255, 255, .92);
  font-family: "Fraunces", Georgia, serif;
  font-size: 2.1rem;
  font-weight: 600;
  letter-spacing: .02em;
  background: linear-gradient(140deg, var(--navy-2), var(--navy-3));
  position: relative;
  overflow: hidden;
}
.card-art::after {
  content: "";
  position: absolute; inset: 0;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='400' height='140' viewBox='0 0 400 140'%3E%3Cpath d='M0 120 L60 70 L110 105 L170 45 L230 95 L290 55 L350 90 L400 60 L400 140 L0 140 Z' fill='%23ffffff' fill-opacity='0.09'/%3E%3Cpath d='M0 140 L80 100 L150 125 L230 85 L310 115 L400 90 L400 140 Z' fill='%23000000' fill-opacity='0.18'/%3E%3C/svg%3E");
  background-size: cover;
  background-position: bottom;
}
.card-art span { position: relative; z-index: 1; }
.card-art.g1 { background: linear-gradient(140deg, #7a3021, #b3502e 55%, #d98e4a); }
.card-art.g2 { background: linear-gradient(140deg, #12314e, #1f5f8b 60%, #3e93b8); }
.card-art.g3 { background: linear-gradient(140deg, #2c3e6b, #5f4d8a 60%, #a5688a); }
.card-art.g4 { background: linear-gradient(140deg, #1d4436, #2e6b50 60%, #7aa05e); }
.card-art.g5 { background: linear-gradient(140deg, #0e5163, #1a8a96 60%, #64b8ab); }
.card-art.g6 { background: linear-gradient(140deg, #5b3a1e, #8a6430 60%, #c39a4e); }

/* --------------------------------------------------------------------------
   Stats
   -------------------------------------------------------------------------- */
.stats {
  position: relative;
  background: linear-gradient(150deg, #0a1626, var(--navy) 60%, #142b47);
  color: #fff;
  padding: 84px 0;
  overflow: hidden;
}
.stats::before {
  content: "";
  position: absolute; inset: 0;
  background: radial-gradient(700px 300px at 50% -20%, rgba(201, 162, 39, .12), transparent 70%);
}
.stats .grid { text-align: center; position: relative; }
.stats .num {
  font-family: "Fraunces", Georgia, serif;
  font-size: clamp(2.6rem, 5vw, 3.6rem);
  font-weight: 700;
  background: linear-gradient(160deg, #fff, var(--gold-soft));
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
}
.stats .label { font-size: .72rem; letter-spacing: .2em; text-transform: uppercase; color: #7f92ab; margin-top: .5rem; }

/* --------------------------------------------------------------------------
   Steps
   -------------------------------------------------------------------------- */
.steps-grid { position: relative; }
.step {
  position: relative;
  background: var(--paper);
  border: 1px solid var(--border);
  border-radius: var(--r-md);
  padding: 32px 28px;
  box-shadow: var(--shadow-sm);
  transition: transform .45s var(--ease), box-shadow .45s var(--ease);
}
.step:hover { transform: translateY(-6px); box-shadow: var(--shadow-md); }
.step .n {
  display: inline-flex; align-items: center; justify-content: center;
  width: 52px; height: 52px;
  border-radius: 50%;
  background: linear-gradient(145deg, var(--red), var(--red-dark));
  color: #fff;
  font-weight: 700;
  font-size: 1.2rem;
  margin-bottom: 1.1rem;
  font-family: "Fraunces", Georgia, serif;
  box-shadow: 0 10px 24px rgba(200, 16, 46, .3);
}
.step p { color: var(--gray); font-size: .95rem; margin-top: .4rem; }

/* Interactive US map (states index) */
.map-wrap {
  background: var(--paper);
  border: 1px solid var(--border);
  border-radius: var(--r-lg);
  box-shadow: var(--shadow-md);
  padding: clamp(16px, 3vw, 40px);
  position: relative;
}
.us-map { width: 100%; height: auto; display: block; }
.us-map .st {
  fill: #e3e7ec;
  stroke: #fff;
  stroke-width: 1;
  transition: fill .25s var(--ease), transform .25s var(--ease);
}
.us-map .st.on { fill: var(--navy-2); cursor: pointer; }
.us-map a:hover .st.on, .us-map a:focus-visible .st.on { fill: var(--red); }
.us-map a:focus-visible { outline: none; }
.map-legend {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  flex-wrap: wrap;
  margin-top: 18px;
  font-size: .84rem;
  color: var(--gray);
}
.map-legend .key {
  display: inline-block;
  width: 14px; height: 14px;
  border-radius: 4px;
  margin-left: 14px;
}
.map-legend .key:first-child { margin-left: 0; }
.map-legend .key.on { background: var(--navy-2); }
.map-legend .key.off { background: #e3e7ec; border: 1px solid var(--border); }
.map-tip {
  position: fixed;
  z-index: 200;
  background: var(--ink);
  color: #fff;
  font-size: .8rem;
  font-weight: 600;
  padding: 7px 12px;
  border-radius: 8px;
  pointer-events: none;
  transform: translate(-50%, calc(-100% - 12px));
  white-space: nowrap;
  box-shadow: var(--shadow-md);
  opacity: 0;
  transition: opacity .15s ease;
}
.map-tip.show { opacity: 1; }
.map-tip small { display: block; font-weight: 400; color: #aeb9c9; font-size: .72rem; }

/* State chip list (states index) */
.state-list { display: flex; flex-wrap: wrap; gap: 12px; }
.state-list a {
  display: inline-block;
  padding: 10px 20px;
  border: 1px solid var(--border);
  border-radius: 999px;
  text-decoration: none;
  color: var(--navy);
  font-size: .9rem;
  font-weight: 600;
  background: var(--paper);
  box-shadow: var(--shadow-sm);
  transition: transform .3s var(--ease), box-shadow .3s var(--ease),
    background .25s var(--ease), color .25s var(--ease), border-color .25s var(--ease);
}
.state-list a:hover {
  background: var(--navy);
  border-color: var(--navy);
  color: #fff;
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}

/* --------------------------------------------------------------------------
   State guide topic explorer
   -------------------------------------------------------------------------- */
.topics-grid {
  display: grid;
  grid-template-columns: 300px 1fr;
  gap: 28px;
  align-items: start;
  margin-bottom: 2rem;
}
.topic-nav { display: flex; flex-direction: column; gap: 10px; }
.topic-btn {
  display: flex;
  align-items: center;
  gap: 14px;
  width: 100%;
  padding: 16px 18px;
  background: var(--paper);
  border: 1px solid var(--border);
  border-radius: var(--r-sm);
  font-family: inherit;
  font-size: .95rem;
  font-weight: 650;
  color: var(--ink);
  text-align: left;
  cursor: pointer;
  box-shadow: var(--shadow-sm);
  transition: transform .35s var(--ease), box-shadow .35s var(--ease),
    background .25s var(--ease), color .25s var(--ease), border-color .25s var(--ease);
}
.topic-btn .t-icon {
  flex: 0 0 auto;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 38px; height: 38px;
  border-radius: 11px;
  background: var(--cream);
  color: var(--navy);
  transition: background .25s var(--ease), color .25s var(--ease);
}
.topic-btn .t-icon svg { width: 20px; height: 20px; }
.topic-btn .t-arr {
  margin-left: auto;
  font-size: 1.3rem;
  line-height: 1;
  color: var(--gray-light);
  transition: transform .3s var(--ease), color .25s;
}
.topic-btn:hover { transform: translateX(4px); box-shadow: var(--shadow-md); border-color: transparent; }
.topic-btn:hover .t-arr { transform: translateX(3px); color: var(--red); }
.topic-btn.active {
  background: linear-gradient(140deg, var(--navy), var(--navy-3));
  border-color: transparent;
  color: #fff;
  box-shadow: 0 14px 32px rgba(14, 32, 54, .3);
}
.topic-btn.active .t-icon { background: rgba(255, 255, 255, .14); color: var(--gold-soft); }
.topic-btn.active .t-arr { color: var(--gold-soft); transform: translateX(3px); }

.topic-panels { position: relative; min-height: 320px; }
.topic-panel {
  background: var(--paper);
  border: 1px solid var(--border);
  border-radius: var(--r-md);
  padding: 36px 38px;
  box-shadow: var(--shadow-md);
}
.topic-panel.switching { animation: panelIn .5s var(--ease); }
@keyframes panelIn { from { opacity: 0; transform: translateY(14px); } to { opacity: 1; transform: none; } }
.topic-panel h3 {
  font-size: 1.5rem;
  margin-bottom: 1rem;
  padding-bottom: .9rem;
  border-bottom: 1px solid var(--border);
}
.topic-panel p, .topic-panel li { color: #38414e; font-size: .98rem; }
.topic-panel p { margin-bottom: 1rem; }
.topic-panel p:last-child { margin-bottom: 0; }
.topic-panel ul { margin: .4rem 0 0 1.3rem; }
.topic-panel li { margin-bottom: .7rem; }

@media (max-width: 900px) {
  .topics-grid { grid-template-columns: 1fr; }
  .topic-nav {
    flex-direction: row;
    overflow-x: auto;
    padding-bottom: 8px;
    -webkit-overflow-scrolling: touch;
    scrollbar-width: none;
  }
  .topic-nav::-webkit-scrollbar { display: none; }
  .topic-btn { width: auto; flex: 0 0 auto; padding: 11px 16px; font-size: .87rem; }
  .topic-btn .t-icon { width: 30px; height: 30px; border-radius: 9px; }
  .topic-btn .t-icon svg { width: 17px; height: 17px; }
  .topic-btn .t-arr { display: none; }
  .topic-btn:hover { transform: none; }
  .topic-panel { padding: 26px 22px; }
}

/* --------------------------------------------------------------------------
   Tables, FAQ, notes, prose
   -------------------------------------------------------------------------- */
.table-wrap { overflow-x: auto; border-radius: var(--r-sm); box-shadow: var(--shadow-sm); }
table.data { width: 100%; border-collapse: collapse; font-size: .94rem; background: #fff; }
table.data th, table.data td { padding: 14px 18px; text-align: left; }
table.data th { background: var(--navy); color: #fff; font-weight: 600; font-size: .85rem; letter-spacing: .04em; }
table.data td { border-bottom: 1px solid var(--border); }
table.data tr:last-child td { border-bottom: 0; }
table.data tr:nth-child(even) td { background: var(--cream); }

details.faq {
  border: 1px solid var(--border);
  border-radius: var(--r-sm);
  padding: 0;
  margin-bottom: 14px;
  background: #fff;
  box-shadow: var(--shadow-sm);
  transition: box-shadow .35s var(--ease);
  overflow: hidden;
}
details.faq:hover { box-shadow: var(--shadow-md); }
details.faq summary {
  list-style: none;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  font-weight: 650;
  cursor: pointer;
  font-size: 1.02rem;
  padding: 20px 24px;
}
details.faq summary::-webkit-details-marker { display: none; }
details.faq summary::after {
  content: "+";
  flex: 0 0 auto;
  width: 30px; height: 30px;
  border-radius: 50%;
  background: var(--cream);
  color: var(--navy);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-size: 1.2rem;
  font-weight: 400;
  transition: transform .4s var(--ease), background .3s, color .3s;
}
details.faq[open] summary::after { transform: rotate(45deg); background: var(--red); color: #fff; }
details.faq .faq-body { padding: 0 24px 22px; }
details.faq p { color: var(--gray); font-size: .96rem; }

.note {
  background: linear-gradient(120deg, #fdf9ee, #faf4e2);
  border: 1px solid #efe3bd;
  border-left: 4px solid var(--gold);
  padding: 20px 24px;
  border-radius: var(--r-sm);
  font-size: .94rem;
  color: #6b5d33;
  margin: 1.8rem 0;
}
.note strong { color: #4d431f; }

.prose { max-width: 780px; margin: 0 auto; }
.prose h2 { margin: 3rem 0 1.1rem; }
.prose h3 { margin: 2rem 0 .8rem; }
.prose p, .prose li { color: #38414e; }
.prose ul, .prose ol { margin: .9rem 0 .9rem 1.45rem; }
.prose li { margin-bottom: .5rem; }
.prose p { margin-bottom: 1.05rem; }

/* --------------------------------------------------------------------------
   Calculator
   -------------------------------------------------------------------------- */
.calc {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: var(--r-lg);
  padding: 44px;
  max-width: 660px;
  margin: 0 auto;
  box-shadow: var(--shadow-lg);
}
.calc label { display: block; font-weight: 650; font-size: .84rem; letter-spacing: .03em; margin: 20px 0 8px; color: var(--navy); }
.calc select, .calc input {
  width: 100%;
  padding: 15px 16px;
  border: 1.5px solid var(--border);
  border-radius: var(--r-sm);
  font-size: 1rem;
  font-family: inherit;
  background: var(--cream);
  color: var(--ink);
  transition: border-color .25s, box-shadow .25s, background .25s;
  appearance: none;
  -webkit-appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%235b6472' stroke-width='2' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 18px center;
}
.calc select:focus, .calc input:focus {
  outline: none;
  border-color: var(--navy);
  background-color: #fff;
  box-shadow: 0 0 0 4px rgba(14, 32, 54, .08);
}
/* station type-ahead */
.combo { position: relative; }
.combo-icon {
  position: absolute;
  left: 16px; top: 50%;
  transform: translateY(-50%);
  color: var(--gray-light);
  pointer-events: none;
}
.combo-icon svg { width: 18px; height: 18px; display: block; }
.combo input { padding-left: 46px; background-image: none; }
.combo-list {
  position: absolute;
  z-index: 30;
  top: calc(100% + 6px);
  left: 0; right: 0;
  list-style: none;
  margin: 0; padding: 6px;
  background: #fff;
  border: 1px solid var(--border);
  border-radius: var(--r-sm);
  box-shadow: var(--shadow-lg);
  max-height: 320px;
  overflow-y: auto;
  animation: panelIn .25s var(--ease);
}
.combo-list li {
  padding: 11px 14px;
  border-radius: 8px;
  cursor: pointer;
  line-height: 1.35;
}
.combo-list li strong { display: block; font-size: .93rem; color: var(--ink); }
.combo-list li small { display: block; font-size: .78rem; color: var(--gray); }
.combo-list li:hover, .combo-list li.active { background: var(--cream); }
.combo-list li.active strong { color: var(--red); }
.combo-list li.combo-empty { cursor: default; color: var(--gray); font-size: .85rem; }
.combo-list li.combo-empty:hover { background: none; }

/* segmented control + grade pills */
.seg {
  display: flex;
  background: var(--cream);
  border: 1px solid var(--border);
  border-radius: 999px;
  padding: 4px;
  gap: 4px;
}
.seg button {
  flex: 1;
  padding: 10px 8px;
  border: 0;
  border-radius: 999px;
  background: transparent;
  font-family: inherit;
  font-size: .88rem;
  font-weight: 650;
  color: var(--gray);
  cursor: pointer;
  transition: background .25s var(--ease), color .25s var(--ease), box-shadow .25s var(--ease);
}
.seg button:hover { color: var(--navy); }
.seg button.active {
  background: var(--navy);
  color: #fff;
  box-shadow: 0 6px 16px rgba(14, 32, 54, .25);
}
.pills { display: flex; flex-wrap: wrap; gap: 8px; margin-top: 12px; }
.pills .pill {
  padding: 9px 16px;
  border: 1.5px solid var(--border);
  border-radius: 999px;
  background: #fff;
  font-family: inherit;
  font-size: .88rem;
  font-weight: 650;
  color: var(--ink);
  cursor: pointer;
  transition: background .2s var(--ease), color .2s var(--ease), border-color .2s var(--ease), transform .2s var(--ease);
}
.pills .pill:hover { border-color: var(--navy); transform: translateY(-1px); }
.pills .pill.active { background: var(--red); border-color: var(--red); color: #fff; }
.calc-hint { margin-top: 20px; text-align: center; font-size: .85rem; color: var(--gray); }
.calc .result.show + .calc-hint, .calc .result.show ~ .calc-hint { display: none; }

.calc .seg button, .calc .pills .pill { width: auto; margin-top: 0; }
.calc .result {
  margin-top: 28px;
  padding: 30px;
  border-radius: var(--r-md);
  background: linear-gradient(150deg, #0a1626, var(--navy) 60%, #142b47);
  color: #fff;
  text-align: center;
  display: none;
  animation: resultIn .7s var(--ease);
}
.calc .result.show { display: block; }
@keyframes resultIn { from { opacity: 0; transform: translateY(16px) scale(.98); } to { opacity: 1; transform: none; } }
.calc .result .amount {
  font-family: "Fraunces", Georgia, serif;
  font-size: 2.8rem;
  font-weight: 700;
  background: linear-gradient(160deg, #fff, var(--gold-soft));
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
  margin: .3rem 0;
}
.calc .result small { color: #8fa2ba; font-size: .8rem; line-height: 1.5; display: block; }

/* --------------------------------------------------------------------------
   VA loan class landing page (dark funnel)
   -------------------------------------------------------------------------- */
body.dark-page { background: #0a1220; color: #e6ebf2; }
.class-hero {
  position: relative;
  padding: 110px 0 90px;
  overflow: hidden;
  background:
    radial-gradient(900px 500px at 50% -20%, rgba(56, 103, 158, .35), transparent 60%),
    linear-gradient(160deg, #0a1220, #0c1a2e 60%, #0e2036);
}
.class-hero h1 { color: #fff; font-size: clamp(2.2rem, 5vw, 3.6rem); }
.class-hero h1 .accent {
  background: linear-gradient(100deg, var(--gold-soft), var(--gold));
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
}
.class-hero p.lead { color: #aeb9c9; max-width: 620px; margin: 1.4rem auto 2rem; font-size: 1.12rem; }
.class-chip {
  display: inline-block;
  padding: 8px 20px;
  border: 1px solid rgba(201, 162, 39, .45);
  border-radius: 999px;
  color: var(--gold-soft);
  font-size: .78rem;
  font-weight: 700;
  letter-spacing: .18em;
  text-transform: uppercase;
  margin-bottom: 1.6rem;
  background: rgba(201, 162, 39, .08);
}
.class-when {
  display: flex;
  justify-content: center;
  gap: 14px;
  flex-wrap: wrap;
  margin-bottom: 2.2rem;
}
.class-when span {
  background: rgba(255, 255, 255, .06);
  border: 1px solid rgba(255, 255, 255, .12);
  border-radius: 10px;
  padding: 12px 20px;
  font-size: .92rem;
  font-weight: 600;
  color: #dbe3ee;
}
.dark-band { background: #0a1220; }
.dark-band .section-head h2 { color: #fff; }
.dark-band .section-head p { color: #8fa0b5; }
.dark-band h2 { color: #fff; }
.alt-dark { background: #0d1727; }
.card.dark-card {
  background: #101d31;
  border-color: rgba(255, 255, 255, .08);
  box-shadow: none;
}
.card.dark-card h3 { color: #fff; font-size: 1.05rem; }
.card.dark-card p { color: #8fa0b5; font-size: .9rem; }
.card.dark-card:hover { box-shadow: 0 20px 44px rgba(0, 0, 0, .45); }
.class-dates { display: flex; justify-content: center; gap: 18px; flex-wrap: wrap; }
.class-date {
  background: #101d31;
  border: 1px solid rgba(255, 255, 255, .08);
  border-radius: var(--r-md);
  padding: 24px 34px;
  text-align: center;
  min-width: 130px;
}
.class-date strong { display: block; font-family: "Fraunces", Georgia, serif; font-size: 1.6rem; color: var(--gold-soft); }
.class-date span { display: block; color: #8fa0b5; font-size: .9rem; }
.class-date small { display: block; margin-top: .5rem; font-size: .7rem; letter-spacing: .14em; text-transform: uppercase; color: #64748b; }
.class-date.next { border-color: rgba(201, 162, 39, .5); box-shadow: 0 12px 30px rgba(0, 0, 0, .4); }
.class-date.next small { color: var(--gold-soft); }
.calc.dark-form {
  background: #101d31;
  border-color: rgba(255, 255, 255, .1);
  box-shadow: 0 30px 80px rgba(0, 0, 0, .5);
}
.calc.dark-form h2, .calc.dark-form label { color: #fff; }
.calc.dark-form input {
  background: #0a1220;
  border-color: rgba(255, 255, 255, .14);
  color: #e6ebf2;
}
.calc.dark-form input::placeholder { color: #4d5a6d; }
.calc.dark-form input:focus { border-color: var(--gold); background: #0a1220; box-shadow: 0 0 0 4px rgba(201, 162, 39, .12); }
.calc.dark-form .calc-hint { color: #64748b; }
.form-done { text-align: center; padding: 30px 0 10px; animation: resultIn .6s var(--ease); }
.form-done .done-mark {
  width: 64px; height: 64px;
  margin: 0 auto 1.2rem;
  border-radius: 50%;
  background: linear-gradient(145deg, #1d7a4f, #14532d);
  color: #fff;
  font-size: 1.9rem;
  display: flex; align-items: center; justify-content: center;
  box-shadow: 0 14px 34px rgba(20, 83, 45, .5);
}
.form-done h3 { color: #fff; margin-bottom: .5rem; }
.form-done p { color: #8fa0b5; }
.form-error { margin-top: 16px; text-align: center; font-size: .9rem; color: #f1a1ae; }
.form-error a { color: #fff; }
.class-legal { font-size: .8rem; color: #64748b; line-height: 1.8; text-align: center; }
body.dark-page footer.site { background: #060d17; }

/* --------------------------------------------------------------------------
   CTA band
   -------------------------------------------------------------------------- */
.cta-band {
  position: relative;
  color: #fff;
  padding: 100px 0;
  text-align: center;
  overflow: hidden;
  background:
    radial-gradient(800px 400px at 50% -30%, rgba(255, 255, 255, .14), transparent 60%),
    linear-gradient(140deg, var(--red-dark), var(--red) 55%, #e04a63);
}
.cta-band::before {
  content: "";
  position: absolute; inset: 0;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='140' height='140' viewBox='0 0 140 140'%3E%3Cpath d='M70 12l4.2 8.5 9.4 1.4-6.8 6.6 1.6 9.3-8.4-4.4-8.4 4.4 1.6-9.3-6.8-6.6 9.4-1.4z' fill='%23ffffff' fill-opacity='0.05'/%3E%3C/svg%3E");
}
.cta-band .container { position: relative; }
.cta-band h2 { margin-bottom: .8rem; }
.cta-band p { color: #fbd9de; max-width: 620px; margin: 0 auto 2.2rem; font-size: 1.08rem; }

/* --------------------------------------------------------------------------
   Footer
   -------------------------------------------------------------------------- */
footer.site {
  position: relative;
  background: linear-gradient(165deg, #0a1524, #0c1a2c 60%, #0e2036);
  color: #9aa8ba;
  padding: 80px 0 36px;
  font-size: .92rem;
}
footer.site::before {
  content: "";
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 1px;
  background: linear-gradient(90deg, transparent, rgba(201, 162, 39, .5), transparent);
}
footer.site h4 { color: #fff; font-size: .74rem; letter-spacing: .22em; text-transform: uppercase; margin-bottom: 1.2rem; font-family: "Inter", sans-serif; }
footer.site ul { list-style: none; }
footer.site li { margin-bottom: .65rem; }
footer.site a { color: #9aa8ba; text-decoration: none; transition: color .25s; }
footer.site a:hover { color: #fff; }
.footer-grid { display: grid; grid-template-columns: 2.2fr 1fr 1fr 1fr; gap: 44px; margin-bottom: 48px; }
.footer-brand .f-logo { display: inline-flex; margin-bottom: 1.2rem; background: #fff; padding: 12px 18px; border-radius: 14px; box-shadow: 0 12px 30px rgba(0, 0, 0, .3); }
.footer-brand .f-logo img { width: auto; height: 76px; }
.footer-brand p { max-width: 380px; }
.footer-legal {
  border-top: 1px solid rgba(255, 255, 255, .08);
  padding-top: 26px;
  font-size: .8rem;
  color: #64748b;
  line-height: 1.8;
}
.eho { display: inline-flex; align-items: center; gap: 8px; margin-top: 14px; font-size: .74rem; letter-spacing: .1em; text-transform: uppercase; color: #7f92ab; }

/* Breadcrumbs */
.crumbs { font-size: .8rem; color: #7f92ab; margin-bottom: 1.2rem; letter-spacing: .02em; }
.crumbs a { color: #b6c3d4; text-decoration: none; }
.crumbs a:hover { color: #fff; }

/* --------------------------------------------------------------------------
   Responsive
   -------------------------------------------------------------------------- */
@media (max-width: 1020px) {
  .hero-grid { grid-template-columns: 1fr; gap: 40px; }
  .hero-art { max-width: 520px; margin: 0 auto; }
  .hero-badge.b1 { left: 2%; }
  .hero-badge.b2 { right: 2%; }
}
@media (max-width: 900px) {
  .grid.cols-3, .grid.cols-4 { grid-template-columns: repeat(2, 1fr); }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  nav.main {
    display: none;
    position: absolute;
    top: 100%; left: 0; right: 0;
    background: rgba(255, 255, 255, .97);
    -webkit-backdrop-filter: blur(20px);
    backdrop-filter: blur(20px);
    border-bottom: 1px solid var(--border);
    padding: 18px 24px;
    box-shadow: 0 24px 48px rgba(15, 23, 34, .12);
  }
  nav.main.open { display: block; animation: navIn .35s var(--ease); }
  @keyframes navIn { from { opacity: 0; transform: translateY(-8px); } to { opacity: 1; transform: none; } }
  nav.main ul { flex-direction: column; align-items: stretch; gap: 4px; }
  nav.main a { display: block; padding: 12px 14px; border-radius: 10px; }
  .nav-toggle { display: block; }
  .nav-cta { display: none; }
  .hero { padding: 90px 0 120px; }
  section.band { padding: 72px 0; }
}
@media (max-width: 600px) {
  .grid.cols-2, .grid.cols-3, .grid.cols-4 { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; gap: 32px; }
  section.band { padding: 56px 0; }
  .calc { padding: 28px 22px; }
  .hero-badge { display: none; }
}